Getting a mortgage with student loans

Paying off student loan debt? You’re not alone — more than 44 million Americans have student loan debt. If you’ve made an investment in your education and now want to make an investment in your next home, you might be wondering what your options are. At Better, we strive to make homeownership accessible and affordable for all Americans, including those with student...

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6 first-time homebuyer myths

If you’re in the process of buying a home for the first time, you probably have some questions about the best way to find and finance your dream home. At Better, our goal is to make sure you have the education and support you need – that starts with dispelling some common myths about mortgages and home buying. Myth #1: You shouldn’t put less than 20% down It’s true that...

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What Do Rising Interest Rates Mean for You? – Effects & How to Prepare

For much of the past decade, interest rates have been at historic lows. Interest rates set by most lenders tend to go up and down based on the federal funds target rate, or the rate at which banks can borrow from other banks, which is set by the Federal Reserve. This rate has ranged from around 1% to over 19% over the decades, but in the wake of the 2008 recession,...

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How does your job affect your mortgage?

Are you financially ready to buy a house? To answer that question, you may be thinking of how much money you’ve saved up for a down payment. However, you should also take into account how much money you’re actually making. Lenders consider both your assets and your income to help determine whether or not you qualify for a mortgage. Your monthly income, in particular,...

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6 Best Credit Cards for College Students – Reviews & Comparison

Most college students have limited experience with credit cards and other forms of credit. Accordingly, their credit histories are often thin or nonexistent. Therefore, the single most important reason for students to apply for credit cards is to build a positive credit history. Students keen on building credit quickly need to look for cards that report timely payments...

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